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Profit Sharing Plans - formulas may be integrated, non-integrated, age weighted or cross-tested
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Money Purchase Pension Plans (Integrated and Non-integrated)
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401(k) Profit Sharing Plans - Profit Sharing formulas may be integrated, non-integrated, age weighted or cross-tested
Installation Services Included in Base Fee
- Employee Communications
- Announcement Information
- Participant Election Forms
- Investment Direction Forms
- Beneficiary Forms
- Daily, Monthly, Quarterly and Annual Record-keeping
- Individually Directed Accounts (single brokerage account offering participants multiple mutual fund choices)
- Pooled Accounts (single portfolio)
- Separate Accounts (each participant maintains a separate brokerage account)
- Financial Statements
- Earnings Allocation
- Contribution Allocation
- Forfeiture Allocation
- Summary Annual Reports
- Participant Statements
- ADP/ACP Testing Quarterly (if applicable)
- 401(a)(4) and 410(b) Testing Annually (if applicable)
- 5500 Series Form Filings and Related Attachments
Administrative
- Daily internet access to participant accounts and/or Voice Response Unit (VRU) daily access
- New Participant Enrollment
- Participant Termination (includes all forms prescribed by Department of Labor and/or IRS)
- Hardship or Other Withdrawals
- Participant Loans (includes loan documents and amortization schedules)
- Additional Participant Accounts (such as rollover funds maintained separately)
- Refund Calculations
- Manual Data Entry (for employee census information)
- Trust Accounting (in excess of 8 hours)
- 1096, 1099-R and 945 Governmental Filings
- Profit Sharing Plans - Standardized and Non-Standardized
- Money Purchase Pension Plans - Standardized and Non-Standardized
- 401(k) Plans
- Age Weighted Plans
- New Comparability Plans
- Defined Benefit Plans
- Cafeteria Plans